New York H-1B calculator

2026 · New York · H-1B

$150,000 on H-1B in New York after tax

A single H-1B worker who is a resident alien all of 2026 keeps $105,088 of $150,000 in New York: $24,734 of federal income tax, $11,475 of Social Security and Medicare, $8,291 of New York income tax and $412 of Paid Family Leave.

2026 figures, last updated .

Your pay

$

Filing status

Another state? Choose it here.

Resident alien · Form 1040 · Single

Estimated 2026 take-home pay

$105,088

Tax $44,91229.9% effective rate

Where your pay goes

Out of $150,000 a year before tax.

You keep70%$105,088
  • Take-home$105,08870%
  • Federal income tax$24,73416%
  • State & localIncludes Paid Family Leave$8,7036%
  • Social Security & Medicare$11,4758%

Income

H-1B pay

$150,000

Taxes

Federal income tax

After the $16,100 standard deduction. Top bracket 24%.

$24,734

Social Security & Medicare (FICA)

6.2% Social Security up to $184,500 plus 1.45% Medicare.

$11,475

New York income tax

On $142,000 of taxable income, top rate 5.9%.

$8,291

Paid Family Leave

$412

Total tax

29.9% of gross pay

$44,912

Take-home

Take-home pay

$105,088

Show the math

Federal (Form 1040)

Wages $150,000 − pre-tax payroll $0 = $150,000 (W-2 box 1)

= adjusted gross income $150,000 − deduction $16,100 = taxable $133,900

  • 10% on $12,400 ($0–$12,400) = $1,240
  • 12% on $38,000 ($12,400–$50,400) = $4,560
  • 22% on $55,300 ($50,400–$105,700) = $12,166
  • 24% on $28,200 ($105,700–$201,775) = $6,768

FICA

FICA wages $150,000: Social Security $9,300, Medicare $2,175.

New York

Starting income $150,000 − standard deduction $8,000 = taxable $142,000 → tax $8,291

Sources: IRS Rev. Proc. 2025-32 (brackets, standard deductions, child tax credit), Notice 2025-67 and Rev. Proc. 2025-19 (401(k), IRA, HSA limits), SSA 2026 wage base, Publication 519, and each state's revenue department.

FICA from the first H-1B day

The student exemption from Social Security and Medicare ends with F-1 status. On H-1B, 7.65% comes out of every paycheck, up to $184,500 for Social Security.

Married? File jointly

A married H-1B worker can file jointly with an H-4 spouse, even one with no income: the joint standard deduction is $32,200 and the brackets are twice as wide.

About New York

Above $107,650 of income, New York takes back the benefit of its lower brackets ("tax benefit recapture"). This includes it for a single filer, but not yet for a married couple filing jointly, whose New York tax it may understate.

New York's household credit, up to $75 when federal income is $28,000 or less, is not included.

Estimate for 2026 W-2 wages in one state for the whole year. It is not tax advice and not your withholding. Not included: self-employment tax on 1099 pay (15.3%, which H-4 EAD freelancers owe), the dependent care and other credits, state child credits, other income, catch-up contributions, and a spouse's 401(k).

Where does $150,000 on H-1B in New York go?

A single H-1B worker who is a resident alien all of 2026 keeps $105,088 of $150,000 in New York: $24,734 of federal income tax, $11,475 of Social Security and Medicare, $8,291 of New York income tax and $412 of Paid Family Leave. Filing jointly with a spouse who has no income lowers the federal tax to $15,340; the joint New York figure is not shown.

Estimated 2026 pay after tax on a $150,000 H-1B salary in New York, a resident all year, no pre-tax deductions
SingleMarried filing jointly, spouse with no income
Federal income tax$24,734not shown
Social Security and Medicare$11,475not shown
New York income tax$8,291not shown
Paid Family Leave$412not shown
Take-home a year$105,088not shown
A month$8,757not shown
Every two weeks$4,042not shown
Share of pay taken29.9%not shown

How these are worked out

  • A resident alien in the US all of 2026, filing Form 1040 with the $16,100 standard deduction ($32,200 jointly), Social Security (6.2% up to $184,500) and Medicare (1.45%). No 401(k) or other pre-tax deductions.
  • Joint New York figures above $107,650 of income are not shown: the calculator does not yet apply New York's recapture to joint returns.
  • New York figures are for someone living outside New York City; city residents also pay 3.078% to 3.876%.
  • Paid Family Leave is a state payroll program, taken from pay like a tax, and counted here as the calculator above counts it.

Figures last updated .

What a single H-1B worker, a resident all year, keeps from each salary in 2026, with every tax worked out.

State$80,000$100,000$120,000$150,000$180,000$200,000
New York$80,000 in NY$100,000 in NY$120,000 in NY$150,000$180,000 in NY$200,000 in NY

$150,000 on H-1B in California, Texas, Washington, New Jersey, Illinois, Massachusetts, Georgia, North Carolina, Pennsylvania, Virginia, Florida, Michigan, Ohio, Arizona or Minnesota.

FICA from day one

The student exemption ends with F-1 status: 7.65% Social Security and Medicare comes out of H-1B pay from the first day, even in a nonresident year.

Taxed like a resident

A full year on H-1B makes you a resident alien: the same brackets as a citizen, the $16,100 standard deduction, $32,200 filing jointly.

The F-1 to H-1B year

An October 1 start leaves 92 days in H-1B status, so within your five student years you stay a nonresident for that year. OPT months stay FICA-free.

Guides for international students

Residency and status changes

F-1 to H-1B: how to file your first tax return after the switch

When your residency starts after a change from F-1 to H-1B in tax year 2026: the day count, the three common cases, the first-year choice, dual-status returns, Form 8843 and Social Security tax.

OPT, CPT and work

Switching from F-1 to H-1B in 2026: your tax checklist

What to check before your H-1B starts, on your first H-1B paycheck, on December 31 and in the 2027 filing season, with a worked October 1 example.

OPT, CPT and work

OPT vs STEM OPT vs H-1B: take-home pay on the same salary (2026)

Estimated 2026 take-home pay on one salary from OPT to STEM OPT to H-1B, and the two things that change it: tax residency and Social Security and Medicare tax.

Residency and status changes

F-1 to H-1B and married: can a joint return lower your 2026 tax?

The IRS choices behind a joint 2026 Form 1040 after an H-1B start, how a start by July 2 or on October 1 changes the route, and an example where the joint return costs $8,072 less.

Residency and status changes

H-1B with a spouse in India or abroad: can you file a joint return?

The three 2026 filing statuses for an H-1B resident whose nonresident spouse lives in India or another country, a worked example on $100,000, and what the joint-return choice costs in later years.

Residency and status changes

What is a dual-status tax return? When F-1 students need one

On a 2026 dual-status return, your status on December 31 decides which form is the return, and the $16,100 standard deduction is lost even for the resident months.

Residency and status changes

Do resident or nonresident aliens pay more tax in 2026?

A resident alien gets the $16,100 standard deduction but pays 7.65% Social Security and Medicare tax. We ran the same 2026 wages both ways in four states.

New York H-1B tax questions

How much is $150,000 after tax on H-1B in New York?

About $105,088 a year in 2026, or $8,757 a month, for a single H-1B worker who is a resident alien all year with no pre-tax deductions. That is $150,000 less $24,734 of federal income tax, $11,475 of Social Security and Medicare, $8,291 of New York income tax and $412 of Paid Family Leave.

How much Social Security and Medicare is taken from $150,000 on H-1B?

$11,475 a year: H-1B pay has Social Security and Medicare from the first day, like a US worker's. Social Security is 6.2% of pay up to $184,500 and Medicare 1.45%.

Does filing jointly change $150,000 on H-1B in New York?

It lowers the federal tax to $15,340. The joint New York figure is not shown, because the calculator does not yet apply New York's recapture to joint returns.

What if my H-1B started during 2026?

Then you may be a resident for only part of the year, and the months before it count differently: an F-1 student's OPT months keep their Social Security and Medicare exemption if you were still a nonresident alien. Set the start month in the calculator above.

Your first H-1B tax year, step by step

Which return to file after the switch from F-1, how the 183 days are counted, and when Social Security starts. F1TaxReturn prepares student returns; it does not prepare Form 1040 or dual-status returns.

Read the guide