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2026 · Oklahoma

Oklahoma tax calculator for F-1 students

Oklahoma taxes wages at 2.5% to 4.5%. You get its $6,350 standard deduction even as a nonresident alien. There is also a $1,000 personal exemption.

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2026 is your 2nd calendar year. Count earlier F, J, M or Q visits too.

Nonresident alien · 1040-NR

Estimated 2026 take-home pay

$34,344

Tax $5,65614.1% effective rate
Take-home 86%Federal 11%State & local 3%

Income

Gross wages

$40,000

Taxes

Federal income tax

After deducting $1,255 of state and local income tax. Top bracket 12%.

$4,401

Social Security & Medicare (FICA)

Exempt as an F/J student in your first 5 years. Saves you $3,060.

$0

Oklahoma income tax

On $32,650 of taxable income, top rate 4.5%.

$1,255

Total tax

14.1% of gross pay

$5,656

Take-home

Take-home pay

$34,344

Show the math

Federal (Form 1040-NR)

Wages $40,000 − pre-tax payroll $0 = $40,000 (W-2 box 1)

= adjusted gross income $40,000 − deduction $1,255 = taxable $38,745

  • 10% on $12,400 ($0–$12,400) = $1,240
  • 12% on $26,345 ($12,400–$50,400) = $3,161

FICA

Exempt (IRC 3121(b)(19)). On FICA wages of $40,000 it would be $3,060.

Oklahoma

Starting income $40,000 − standard deduction $6,350 − exemption $1,000 = taxable $32,650 → tax $1,255

Sources: IRS Rev. Proc. 2025-32 (brackets, standard deduction), Notice 2025-67 and Rev. Proc. 2025-19 (401(k), IRA, HSA limits), SSA 2026 wage base, Publication 519 and 901, and each state's revenue department.

No FICA: you keep $3,060

F-1 and J-1 students don't pay Social Security or Medicare for their first five calendar years, on campus jobs, CPT and OPT alike. If your employer withheld it anyway, you can get it back. How to claim a FICA refund

No standard deduction for nonresidents

Nonresident aliens can't take the $16,100 standard deduction (IRS Publication 519), but can deduct state income tax, which this estimate does. Some countries' tax treaties exempt part of your wages. See if yours does

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Federal return and Form 8843 at no cost, with treaty benefits applied.

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Estimate for 2026 wages, single filer, a full year in one state. It is not tax advice and not your withholding: employers often withhold more from F-1 students, which you get back when you file. Scholarships, other income, catch-up contributions and most credits are not included.

No FICA for five years

F-1 and J-1 students skip the 7.65% Social Security and Medicare tax for their first five calendar years, including on CPT and OPT.

No standard deduction

Nonresident aliens are taxed on nearly every dollar federally. Indian students are the exception, and everyone can deduct the state tax they pay.

Treaties can cut your bill

33 countries' treaties exempt part of a student's wages, from $2,000 to $10,000 a year, and India's gives you the standard deduction. Pick your country above to apply yours.

Guides for international students

OPT & CPT

OPT Tax Guide: Everything F1 Students Need to Know

Congratulations - you've graduated, landed an OPT position, and you're finally earning real money in the U.S. Now comes the question nobody prepared you for: how do taxes work on OPT?

Tax Refunds

How to Claim Your FICA Tax Refund as an F1 Student (Step-by-Step Guide)

Every year, thousands of international students unknowingly lose hundreds—sometimes thousands—of dollars to incorrectly withheld FICA taxes. Here's how to get your money back.

Tax Basics

The Substantial Presence Test Explained: When F1 Students Become Resident Aliens

The transition from 'nonresident alien' to 'resident alien' for tax purposes has nothing to do with your immigration status - you're still on an F1 visa. But the IRS treats you differently.

Tax Treaties

US Tax Treaty Benefits for International Students: Complete Guide to All 33 Supported Countries

The United States has income tax treaties with dozens of countries. See which of the 33 supported countries qualify for wage exemptions, amounts from $2,000 to $10,000, and how to claim treaty benefits on Form 1040-NR.

Tax Forms

Form 8843 Explained: The Form Every F1 Student Must File

Even if you didn't work, didn't earn a single dollar, and spent the entire year purely studying, you still have to file a form with the IRS. That form is Form 8843.

Tax Basics

Why F1 Students Can't Use TurboTax (And What to Use Instead)

Every tax season, thousands of international students make the same costly mistake: they open TurboTax, file their taxes, and unknowingly create a compliance nightmare. Here's why you can't use TurboTax and what to use instead.

Oklahoma questions students ask

Do F-1 students pay Oklahoma state income tax?

Yes, on wages earned in Oklahoma, at rates from 2.5% to 4.5%. The FICA exemption F-1 and J-1 students get covers only Social Security and Medicare, not state income tax. You can deduct the state tax you pay on your federal 1040-NR.

Can F-1 students take the Oklahoma standard deduction?

Yes. Oklahoma gives you its standard deduction ($6,350) even as a nonresident alien.

Does Oklahoma tax wages that a tax treaty exempts?

Generally no. Oklahoma starts from your federal income, which already leaves treaty-exempt wages out.

Know your number. Now file for free.

Form 1040-NR and Form 8843, built for F-1 students, with your treaty applied. Free for federal.

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